Some of the policies that are offered under the American Express Travel Insurance include the following:
Single trip policy
This policy is for those who travel outside the country for a short time. There are a maximum number of days that this policy will cover and it will rarely be more than six months. You can only take out this policy if you are below the age of seventy.

Annual multi-trip travel insurance
If you travel within or outside the country more than three times in a year, this is the best holiday insurance policy because you only need to take it out once. Business travelers in particular will find this policy helpful since most of their trips are short notice.

Golfing cover
Your travel may include some golf and it would be important to have a cover that can help you if you get injured or if the clubs that you hired are stolen or damaged.

Winter Sports
Some of the sports that are covered by the winter sports policy are snowboarding and skating so if you are going to take part in other winter activities you have to clarify this to the insurance company. This is because you might need to pay more for them. The gear that you will use during the games will also be covered under this policy. The policy targets those who are below the age of forty.

Business cover policy
When traveling you should not just insure yourself but also the gear and money you have with you. The best thing about this policy is that in case you fall ill during your trip abroad; someone else can replace you and still be covered by the same policy.

Backpacker and long-stay travel insurance
This type of insurance travel policy, you are covered when you are traveling to different countries from a period of about three to eighteen months. Some of the activities that can be covered include bungee jumping and skydiving. Some of the countries that you may be visiting may be dangerous so this risk is included in this travel policy.

Benefits of the American Express Travel Insurance
-It gives you 24hr assistance during an emergency.
-You get an excess waiver.
-Personal baggage exclusion.
- Medical expenses of more than 14 million pounds
-A five percent discount when you apply online.
-Children are covered until they get to the age of twenty-one.
-Your personal accidents cover of up to 50,000 pounds.
-It gives you a cancellation cover of more than 12,000 pounds.
-If you have an EHIC card, you qualify for more discounts.br
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If you are going on holiday make sure you have a href=http://www.pure-australia.co.uk/travel-insurance/ rel=nofollowTravel Insurance/a also know as a href=http://www.pure-australia.co.uk/travel-insurance/ rel=nofollowHoliday Insurance/a because you never know what might happen!br
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The Go Travel Insurance provides affordable insurance as well as yearly travel cover for inhabitants of UK and Ireland. Depending on how you make you trip whether as an individual or as a group, it is specially tailored to suit your needs. It helps to save on the total cost incurred when going on holiday. When buying travel insurance the major thing you need to consider is where it is single trip or multi-trip. The single trip is suitable if you don’t travel frequently.

This policy covers only the journey you are making and excludes you from any other extra charges you may incur paying for extra days. On the other hand, the annual multi-trip ensures that you are covered for any trip you may make during the year. Frequent travelers use the multi-trip to avoid wasting money by purchasing an insurance policy each time they travel.

The Go Travel Insurance has several policies which are individually suited for different people’s requirements. We have the Backpacker insurance which is suitable for students or people who are planning on staying abroad for a long time. For the golf maniac, the Golf Insurance is appropriate. It covers your golf clubs while you are on vacation in case you don’t take them along with you. For the holiday insurance we have the Cruise Holiday Insurance which is specifically used to cover cruise holidays.

Lastly but not least, we have the Ski Insurance policy which is used to cover for any winter sports undertaken. The most commonly covered winter sports are snowboarding and skiing. Make sure that you have read the policy carefully before embarking on any winter sports because some types of snowboarding are not covered.

A major boost with this policy types is the pre-existing medical Conditions policy. Most of the common insurance policies do not cater for already existing medical conditions expenses, but this is not the case with the Go Travel Insurance. It caters for these expenses but it is very important that you declare your condition beforehand.

If you don’t, you will end up paying for your medical expenses and this can be quite expensive. The only disadvantage with this cover is you will undergo a lengthy interrogation process. You may be asked questions that you feel are too personal and this may make you somewhat uncomfortable.

The Go Travel Insurance cover is considered one of the best available insurance policies for its fast service. Claims made to the company are handled very fast and with efficiency. Buying the insurance policy has become much easier since one can do it online.

Gone are the days when buying a travel insurance policy involved queuing and filling out large evaluation forms. Payments are also made though the internet via electronic checks. This ensures that the transaction takes place through a secure line and any losses through theft are avoided.

If you are going on holiday make sure you have Travel Insurance also know as Holiday Insurance because you never know what might happen!